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The accountant’s guide to acquiring a firm: Steps, risks, & smart tips

Business guide3 mins read3 views | Posted on December 23, 2025 | By Saranya GB
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For many chartered accountants, growth isn’t just about adding more clients, it’s about scaling capacity, expanding into new geographies, or strengthening your service lines. One of the fastest ways to achieve this is by acquiring an existing accounting practice. Instead of spending years building a firm from scratch, you step into a business that’s already running.

What does it mean to buy an accounting practice?

Acquiring a practice simply means purchasing a firm’s clients, team, systems, brand name, and goodwill for a price, giving you full control of an established operation.

Example:
You want to grow quickly. Instead of setting up a new firm, you buy a respected practice in your area. Overnight, you get their trained staff, loyal clients, an established brand, and functioning workflows. You start building on what already exists instead of starting from zero.

Requirements to buy an accounting practice

License & certification 

  • A valid chartered accountant license

  • Up-to-date ICAI firm registration (if purchasing as a partnership/LLP)

Professional experience 

Sellers prefer buyers who can maintain the firm’s quality. Helpful experience includes:

  • Managing client portfolios

  • Handling compliance-heavy work

  • Leading teams and operations

Business & financial knowledge 

You’re buying a business, so you must be able to evaluate:

  • Revenue cycles

  • Client quality & risk

  • Receivables, profit margins, and goodwill value

  • Overall operational stability

Steps to follow when acquiring an accounting firm

1. Define your goals 

Are you looking for more clients, better clients, new service lines, or geographical expansion? Your goals determine which firms you should consider.

2. Identify the right firm 

Shortlist practices based on:

  • Size and revenue

  • Client mix

  • Staffing and skills

  • Technology adoption

  • Industry specialization

3. Conduct due diligence 

Review:

  • Financials (recurring revenue, margins)

  • Client risk

  • Staff capability & turnover

  • Workflow maturity

  • Pending disputes or liabilities

Platforms with centralized client records, task histories, and document archives can make this evaluation much easier and more transparent.

4. Evaluate fit 

Check culture, communication style, client expectations, and team compatibility.

5. Structure the deal 

Common formats include upfront purchase, earn-outs, mergers, or profit-sharing. Select what suits your risk comfort and cash flow.

6. Plan the transition 

Map data migration, client communication, team alignment, and workflow consolidation. A comprehensive practice management tool simplifies this phase significantly.

How to retain clients during the transition

Client retention decides if the acquisition is a success. Here’s how to keep them happy:

  • Communicate early with a joint announcement.

  • Retain key staff, at least during the first few months.

  • Keep pricing and workflows stable initially.

  • Personally introduce yourself to top clients.

  • Deliver small wins—faster turnarounds, better communication, or a simple client portal.

Risks of buying an accounting practice (and how to mitigate them)

  • Client & staff loss 

Start with transparent communication, gradual process changes, and a 90-day retention plan.

  • Hidden liabilities 

Perform thorough financial and legal due diligence. Review old disputes, compliance gaps, and pending notices.

  • Integration challenges 

Standardize workflows early and unify tech systems. Using one practice management platform from day one prevents chaos.

  • Inheriting internal problems 

Identify weak processes, high-risk clients, or inefficient staff during due diligence and plan upgrades.

  • Overpaying for goodwill 

Validate recurring revenue, check client dependency on partners, and use performance-linked earn-outs.

Questions to ask before buying an accounting firm

Financial & client stability 

  • How much revenue is recurring?

  • What is the churn rate?

  • Any pending liabilities or disputes?

Team & operations 

  • What’s the organization structure and staff turnover?

  • Are workflows documented or people-dependent?

  • What tools and systems does the firm use?

Deal & transition 

  • Will the outgoing partner stay for handovers?

  • What’s included in the sale—brand, assets, goodwill, data?

  • What deal structure is preferred?

Final thoughts

Acquiring an accounting practice can accelerate your growth significantly, but only if approached with clarity, due diligence, and a structured transition plan. The right technology, especially a unified practice management system, like Zoho Practice, helps you manage migration, workflows, teams, and client expectations without friction.

With the right approach, acquiring a firm isn’t just a shortcut, it’s a smart long-term strategy for sustainable growth.

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